8 Tips to Become a Savvy Holiday Spender

You’ve made your list and checked it twice … and now you’re totally broke. Gifting holiday cheer costs the average American $992. Gulp.

Good News: The season of giving doesn’t have to mean ramen noodles for the next three months.

You’re doing too much. Do less!

  1. Change Your Mindset: It’s the thought that counts. Manage your expectations about giving and receiving gifts.
  2. Make a Budget: Stay within your means and allocate cash so you don’t overspend.
  3. Get Organized: To paraphrase the old military saying: Prior preparation and planning prevents a poor performance.
  4. Research Sales: Even post-Black Friday, a little homework to find coupons and sales will save you money.
  5. Gift Those Skillz: You’re a master plumber? Aunt Gretchen would love a working garbage disposal instead of socks this year.
  6. Get Creative: A homemade gift shows effort, so recipients will value it more.
  7. Focus on Gratitude: Learning to be more grateful is a gift that keeps on giving.
  8. Use Your Words: A handwritten, personalized holiday card is an impactful way to send well wishes.

Get back to the true meaning of the holidays this year. Create joy and cheer by staying within your budget. You’ll be happier because of it.